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Health insurance in Thailand

Your health protected,
in Thailand and anywhere in the world

Hospitalisation, everyday care, emergencies, repatriation: I compare the best international health plans and recommend the one that genuinely fits your situation, your age and your budget.

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Julien — IE Solutions

True “worldwide” health cover

The essential building blocks of good cover
Hospitalisation & surgery
Everyday care & outpatient treatment
Emergencies & medical repatriation
Maternity, dental & optical (optional)
Cover available up to age 80
Why it matters

In Thailand, healthcare
is paid upfront

Unlike public healthcare systems back home, private Thai hospitals often require immediate payment or a financial guarantee before they treat you. Without the right cover, even a routine hospital stay can run into hundreds of thousands of baht.

Costs add up fast

A night in intensive care, surgery, an emergency repatriation: the bills quickly reach tens of thousands of dollars.

The language barrier

Medical records, paperwork, negotiating with the hospital… I handle it all for you, in English and Thai.

Every situation is different

Age, medical history, family, budget, where you travel: I take the time to understand before I recommend anything.

The cover

Health cover that is
genuinely complete

Hospitalisation & surgery

Room costs, operating theatre, intensive care, specialist fees — in the best hospitals.

Everyday care

Consultations, lab tests, imaging, pharmacy: day-to-day medicine, depending on the plan.

Emergencies & repatriation

Emergency treatment and medical repatriation to a suitable centre or your home country.

Maternity

Pregnancy care and delivery covered as an option, with waiting periods depending on the policy.

Dental & optical

Dental care, glasses and lenses available as optional add-on cover.

Worldwide cover

Covered in the vast majority of countries (USA/Canada often optional) — ideal if you travel.

Who it’s for

Tailored coverage
for every expat

  • Expat families
  • Retirees
  • Digital nomads
  • Entrepreneurs & freelancers
  • Newcomers
  • Seniors up to age 80
My process

Your health insurance
in 4 simple steps

01
First chat
You get in touch and I take the time to understand your situation
02
I compare for you
I select the best offers on the market to match your needs
03
You’re covered
You choose, and I handle everything right through to signing the policy
04
I stay with you
If you need to claim, I handle the process with the insurer
Why choose me

I'm a broker,
not a salesman

🤝
A real person, not a website
An independent broker based in Chiang Mai who actually picks up the phone — in English and Thai
🏢
A real office
I meet you in person at Pantip Plaza, Chiang Mai — 4th floor
🔓
100% independent
I compare the whole market freely, with no conflict of interest or hidden commission
📅
Since 2012
Over 14 years of experience helping expats in Thailand
Reply within 1 working day
A fast, tailored quote — no delays, no complicated process
🤝
Claims support
I’m still here after you sign — you never face your insurer alone
Frequently asked

Your questions about
health insurance

Up to what age can I take out a policy?
My partners offer plans for every age, including well beyond 60 and 70. Some international health plans go all the way up to 80. It’s my job to find the best option for your profile.
Am I covered outside Thailand?
Yes: “worldwide” health plans cover you anywhere in the world, USA and Canada included — without the exclusion that many other policies impose. I always spell out the exact territory in every quote.
Is my medical history a problem?
Not necessarily. Depending on your history, some insurers apply waiting periods or exclusions, others accept you with no extra premium. By comparing several insurers, I find the most favourable plan.
What happens if I’m hospitalised?
Depending on the policy, cover can be direct (the insurer pays the hospital) or by reimbursement. I act as the intermediary: I handle communication with the insurer and the hospital, in English and Thai.
How much does health insurance cost?
The price depends on your age, the plan, the territory and the excess. Rather than an off-the-shelf price, I put together a tailored, free quote for you, with no obligation.
Other insurance

The other cover you
might need

Car & Bike
  • From third-party to fully comprehensive
  • Breakdown & roadside assistance
  • Car, motorbike, scooter
The right cover for your vehicle,
without overpaying.
Learn more
Travel & Schengen Visa
  • Medical costs abroad
  • Repatriation included
  • Schengen visa certificate
An emergency far from home?
You’re covered.
Learn more
Home & Condo
  • Water damage, fire, theft
  • Tenant liability
  • Furniture & valuables
Tenant or owner,
your belongings are protected.
Learn more
Business & Shop
  • Premises, stock & goods
  • Professional liability
  • Business interruption
Your business protected,
your mind at ease.
Learn more
Life Insurance
  • Protection for your loved ones
  • Disability & benefits
  • Capital passed on
Protect your family,
for far less than you'd pay back home.
Learn more
Personal Accident
  • Lump-sum payout in the event of accident
  • Disability & death
  • You and your loved ones
The unexpected happens,
your family stays protected.
Learn more
Personal Liability
  • Damage you cause to third parties
  • Private & professional life
  • Legal costs included
Covered if you cause
damage to someone.
Learn more
Repatriation & Assistance
  • Medical repatriation 24/7
  • Assistance anywhere in the world
  • Hospital costs advanced for you
An emergency? I'll get
you home safely.
Learn more
Let’s get started

How can I
help you?

Choose the option that suits you best

In a hurry
I put together an offer directly, with no back-and-forth.
Fill in the form · 2 min
You’d rather talk
Leave me a message or an email — I'll reply quickly.
Reply Mon–Sat, 9am–5pm
Julien · IE Solutions
Julien · IE Solutions
Insurance consultant
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Julien · IE Solutions