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Personal accident insurance in Thailand

One accident,
your loved ones protected

Life in Thailand sometimes throws up an accident. Personal accident & death cover pays out a lump sum that protects your income and your family in the event of disability or loss.

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Julien — IE Solutions

Protection when life hits hard

The key parts of solid cover
Lump-sum payout for an accident
Permanent disability covered
Death benefit for your loved ones
Medical costs after an accident
You and your family
Why it matters

One accident can change
everything

A scooter accident, a fall, an accident at home: the consequences can be heavy, both financially and personally. A guaranteed lump sum lets your family cope without hardship.

An immediate lump sum

An amount paid quickly in the event of a serious accident or death.

Your loved ones first

Your partner and children protected financially, wherever they are.

Disability covered

An income or a lump sum if you can no longer work.

The cover

Protection that's
simple and solid

Accident lump sum

A lump sum paid out in the event of a serious bodily accident.

Permanent disability

Compensation in proportion to the degree of disability.

Death benefit

A lump sum passed on to the beneficiaries you name.

Medical costs

Coverage of the care that follows an accident.

Worldwide cover

Protected in Thailand and while you travel.

No complicated paperwork

Taking out a policy is simple — I handle the formalities.

Who it's for

Tailored coverage
for every expat

  • Expat families
  • Retirees
  • Digital nomads
  • Entrepreneurs & freelancers
  • Newcomers
  • Seniors up to 80
My process

Your accident cover
in 4 simple steps

01
First conversation
You get in touch and I take the time to understand your situation
02
I compare for you
I select the best offers on the market to suit your needs
03
You're covered
You choose, and I handle everything through to taking out the policy
04
I stay by your side
If you make a claim, I handle the process with the insurer
Why choose me

I'm a broker,
not a salesman

🤝
A real person, not a website
An independent broker based in Chiang Mai — a human who actually answers, not a call centre
🏢
A real office
I meet you in person at Pantip Plaza, Chiang Mai — 4th floor
🔓
100% independent
I compare the market freely, with no conflict of interest or hidden commission
📅
Since 2012
Over 14 years of experience with expats in Thailand
Reply within 24 working hours
A fast, tailored quote with no delays or complicated procedures
🤝
Support with claims
I'm still here after you sign — you're never alone with your insurer
Frequently asked questions

Your questions about
personal accident insurance

How is this different from health insurance?
Health insurance reimburses your care; personal accident insurance pays out a lump sum in the event of a serious accident, disability or death, to protect your income and your loved ones.
Are scooter accidents covered?
Yes — it's one of the most common risks in Thailand, and it's covered subject to the terms of the policy.
Who receives the payout in the event of death?
The beneficiaries you name (partner, children, and so on). I'll help you word that clause properly.
Up to what age can I take it out?
There are solutions for most ages. I'll find the option that suits your profile.
Can I combine it with my health insurance?
Yes — the two complement each other: one pays for your care, the other pays you compensation.
Other insurance

The other cover
you might need

Car & Bike
  • From third-party to fully comprehensive
  • Breakdown & roadside assistance
  • Car, motorbike, scooter
The right cover for your vehicle,
without overpaying.
Learn more
Travel & Schengen Visa
  • Medical costs abroad
  • Repatriation included
  • Schengen visa certificate
An emergency far from home?
It's taken care of.
Learn more
Home
  • Water damage, fire, theft
  • Tenant's liability
  • Furniture & valuables
Renting or owning,
your belongings are protected.
Learn more
Business & Shop
  • Premises, stock & goods
  • Professional liability
  • Business interruption
Your business protected,
so your mind stays free.
Learn more
Life Insurance
  • Protection for your loved ones
  • Disability & benefits
  • Lump sum passed on
Protect your loved ones,
for far less than you'd pay back home.
Learn more
Personal Liability
  • Damage you cause to third parties
  • Private & professional life
  • Legal costs included
Covered if you cause
damage.
Learn more
Repatriation & Assistance
  • Medical repatriation 24/7
  • Assistance worldwide
  • Hospital costs paid up front
An emergency? I'll get you
home safely.
Learn more
Let's get started

How can I
help you?

Choose the option that suits you best

In a hurry?
I'll prepare an offer for you directly, with no back-and-forth.
Fill in the form · 2 min
Want to talk it through?
Leave me a message or an email — I'll reply quickly.
Reply Mon–Sat, 9am–5pm
Julien · IE Solutions
Julien · IE Solutions
Insurance consultant
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Julien · IE Solutions