Business, Shop and Factory Insurance, Chiang Mai

“Named perils” policy specifically names the risks to be covered for an identified property. The standard ”named-perils” policy of property insurance provides coverage against loss or damage caused by certain specified perils, beginning with fire and continuing with whatever other coverage are suited to the needs of the insured.

“All risk” policy specifically names the property and risks to be excluded. For a business owner, this is the single most important policy available because all physical damage to the property is covered unless the cause of the damage is specifically excluded in the policy. (all activities included Food and Beverage)

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