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Personal liability insurance in Thailand

Covered if you cause
damage to third parties

Damage at a neighbour’s home, an accident you’re responsible for, a dispute: personal liability insurance covers the damage you cause to third parties and your legal defence costs.

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Julien — IE Solutions

Your liability covered

The essentials of solid cover
Bodily injury & property damage
Private and professional life
Legal defence costs
Cover for the family
Valid in Thailand and beyond
Why it matters

One bit of damage,
one steep bill

In Thailand as anywhere else, you’re liable for the damage you cause to third parties. Without liability cover, those amounts — sometimes very large — come straight out of your own pocket.

Protected day to day

The small and large accidents of everyday life, covered.

Legal defence

Your lawyer and court costs taken care of.

The whole family

Spouse and children included in the cover.

The cover

Peace of mind,
every day

Property damage

Repair of others’ property you’ve damaged.

Bodily injury

Covered if you unintentionally injure someone.

Legal costs

Lawyer, expert assessment and court proceedings covered.

Private & professional

Cover tailored to your personal or professional situation.

Family included

Your loved ones covered under the same policy.

Everywhere

Valid in Thailand and while you travel.

Who it’s for

Tailored coverage
for every expat

  • Expat families
  • Retirees
  • Digital nomads
  • Entrepreneurs & freelancers
  • Newcomers
  • Seniors up to age 80
My process

Your personal liability cover
in 4 simple steps

01
First chat
You get in touch and I take the time to understand your situation
02
I compare for you
I select the best offers on the market to match your needs
03
You’re covered
You choose, and I handle everything right through to signing the policy
04
I stay with you
If you need to claim, I handle the process with the insurer
Why choose me

I'm a broker,
not a salesman

🤝
A real person, not a website
An independent broker based in Chiang Mai who actually picks up the phone — in English and Thai
🏢
A real office
I meet you in person at Pantip Plaza, Chiang Mai — 4th floor
🔓
100% independent
I compare the whole market freely, with no conflict of interest or hidden commission
📅
Since 2012
Over 14 years of experience helping expats in Thailand
Reply within 1 working day
A fast, tailored quote — no delays, no complicated process
🤝
Claims support
I’m still here after you sign — you never face your insurer alone
Frequently asked

Your questions about
personal liability

What exactly does personal liability insurance cover?
It covers the damage (property, bodily) you unintentionally cause to other people, as well as your legal defence costs.
Is it mandatory in Thailand?
Not always, but it’s strongly recommended: a single claim against you can cost a great deal.
Are my children covered?
Yes, the family plan covers your spouse and your children.
Does it cover my professional activity?
There’s a separate professional liability cover; I’ll point you to the right one depending on whether the risk is private or professional.
Am I covered when I travel?
Yes, the cover generally extends to your trips abroad.
Other insurance

The other cover you
might need

Car & Bike
  • From third-party to fully comprehensive
  • Breakdown & roadside assistance
  • Car, motorbike, scooter
The right cover for your vehicle,
without overpaying.
Learn more
Travel & Schengen Visa
  • Medical costs abroad
  • Repatriation included
  • Schengen visa certificate
An emergency far from home?
You’re covered.
Learn more
Home & Condo
  • Water damage, fire, theft
  • Tenant liability
  • Furniture & valuables
Tenant or owner,
your belongings are protected.
Learn more
Business & Shop
  • Premises, stock & goods
  • Professional liability
  • Business interruption
Your business protected,
your mind at ease.
Learn more
Life Insurance
  • Protection for your loved ones
  • Disability & benefits
  • Capital passed on
Protect your family,
for far less than you'd pay back home.
Learn more
Personal Accident
  • Lump-sum payout in the event of accident
  • Disability & death
  • You and your loved ones
The unexpected happens,
your family stays protected.
Learn more
Repatriation & Assistance
  • Medical repatriation 24/7
  • Assistance anywhere in the world
  • Hospital costs advanced for you
An emergency? I'll get
you home safely.
Learn more
Let’s get started

How can I
help you?

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Julien · IE Solutions
Julien · IE Solutions
Insurance consultant
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Julien · IE Solutions